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Having a high net worth brings with it particular challenges, and one of them is a greater exposure to tax. Most clients would like to reduce their tax burden and keep more of their money for their family’s benefit, and our Tax Optimisation Strategy aims to do just that. We help you plan your wealth over your lifetime to achieve the maximum return on your assets whilst minimising the amount of tax you pay.

Ways of reducing your tax burden include:

  • Making full use of your ISA, interest and dividend allowances
  • Taking advantage of your capital gains tax exemption
  • Making the most of the tax relief you get when making pension contributions
  • Considering non-contentious offshore investment opportunities
  • For those with a higher risk appetite, using the tax concessions available under Enterprise Investment Schemes and Venture Capital Trusts
  • Reducing the value of your estate to reduce inheritance tax that might be payable.

Helping you to reduce your tax bill

Effective tax planning can make a significant difference to the tax you pay. What’s more, not having the right plans in place can lead to your capital being substantially eroded.

We work with you to assess your financial position, and put in place measures to ensure that you make optimal use of the tax-free allowances available to you. Simple but effective income tax planning steps can include using ISAs or transferring savings to your spouse to eliminate or reduce income tax (and capital gains

tax), putting as much as possible into your pension plan, and making the right investment choices.

Ours is an ongoing process that ensures that your tax optimisation strategy takes into account your financial goals and reflects any changes in your circumstances year-by-year. It is designed so that when you reach retirement, your assets will be structured in such a way that your income and capital will be subject to the lowest possible rates of taxation.

Moving advisers was a big decision. I have been very happy with the results and achieved my objectives on tax.
Partner, Big 4 Accounting Firm

For further information on how we can help you build and protect your wealth, please contact us.

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