Business owners
and entrepreneurs

While every well-run business has a strategic plan for its future, not every business owner has the time or knowledge necessary to plan for their own financial needs.

We know that for many business owners, the day-to-day demands of running a successful venture can be all-consuming. Which leaves little time to stay on top of important issues. Like taking proper care of your financial arrangements or putting in place the right plans to build your future financial freedom and security.

Whatever stage you have reached with your business venture –
well-established, still growing or ready for exit – we will give you the independent financial advice you need to make the right decisions for your future.

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mature man wearing blue shirt sitting at desk with laptop looking out of window

Guiding you to financial freedom

Our aim is to help you accumulate and plan your wealth to achieve financial freedom in life.

Specialist advice for your current and future needs

We work with business owners across every sector and understand the balance you’re constantly managing between your business finances and your own. Our advice – from investments and pensions to retirement and tax planning – is always tailored to your personal goals.

Whether you have a finance team behind you or handle most decisions yourself, we’re here to give you the same focused support for your personal finances, helping you plan confidently for your future while you continue to build your business.

From experience we know you may be navigating challenges such as:

  • Building a retirement fund tax-efficiently, using the right pension structure for you – whether that’s a Self-Invested Personal Pension or a Small Self-Administered Scheme

  • Securing the right mortgage to support your property plans

  • Putting the right protection in place to safeguard you, your family and your business against life’s unexpected events

  • Creating a succession plan that protects your business and sets it up for long-term success

Our approach

 

We start by understanding your financial situation, goals and aspirations. From there, we work with you to build a flexible long-term strategy — your lifetime financial plan — with the Lifetime Wealth Model forming the foundation of your retirement planning.

We also bring together key parts of your financial life, from creating a Tax optimisation strategy to reviewing your mortgage needs and exploring protection for you and your family. It’s all designed to give you clarity, confidence and a plan that supports you through every stage of life.

Your time is precious. And we understand how juggling your clients’ needs leaves little time for your own affairs. That’s why you’ll have access to our Private Office whenever you need it. With services designed to be the first port of call for the specific needs of high-net-worth individuals, including:

  • Dynamic cash management for superior returns
  • Bespoke insurance plans based on your circumstances
  • Personal estate planning and financial advice on wills and trusts
  • Property search and mortgage provision in the UK and internationally
  • Tailored foreign exchange offers

With our advisers available to you at any time and regular financial reviews scheduled around your work commitments, we pride ourselves on being responsive to your needs. Even as they change over time.

We aren’t affiliated to any particular group or bank. This means that we aren’t tied into promoting or selling the products offered by any one provider. Instead of only offering a ‘one size fits all’ approach, we prefer to work with you to assess your individual needs, appetite for risk and the length of time you wish to be invested.

With our Investment independence and innovation, we’re free to make the most appropriate recommendations for you. With in-depth market knowledge and unique insights we gain from our partners – leading research group ARC Research – we create a tailored portfolio with a blend of the best managers. Whether you’re looking for a high-risk, high-return strategy or something more cautious and consistent.

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ABOUT US

Together, we make financial freedom simple.

As truly independent advisers, we don’t have in-house products we have to sell. And we don’t limit our advisers to specific financial solutions. Instead, we give them the freedom, knowledge and resources to recommend what’s best for each client so they can ensure the best possible outcomes.

Learn more

We have been very happy with the service we have received from PWM. We have always had clear and proactive advice in a timely manner. The staff are very friendly and helpful and respond to any points raised by us and are always available to talk through any issues which we may have”

Retired Partner, Magic Circle Law Firm

We have collaborated with Duncan and PWM for many years. Client feedback has always been exemplary, and we are always impressed by Duncan’s creative and collaborative approach. Duncan and PWM would always be our first choice of financial planner due to his extensive knowledge and PWM’s true independence.”

Alexandra Gordon
Managing Partner, Tassells LLP

We have built up such a strong relationship with you, based on mutual trust, professionalism, dedication and the strongest of product and market knowledge and you had never let us down. Your integrity, honesty, caring and positive approach served us well in the past and continues to do so today.”

Anonymous
Anonymous

Brett has advised me very soundly for 10 years. He’s comprehensively across the big stuff that can blow holes in financial wealth if not spotted. He also provides excellent continuing client focus and service. Delighted to be a client of his.”

Keith Bottomley

PWM have always shown great integrity in all my dealings with them.”

Head of UK & Global Credit

We wanted sustainable fossil-fuel free investments but it is difficult at present to pick something off the shelf. We were therefore pleased that with advice from Nathan at PWM, we have been able to implement a portfolio that maintains diversity and meets our objectives."”

Sustainable Investors, Surrey