Your financial freedom

Your Lifetime
Wealth Model

If you want a detailed insight into all your wealth and assets in one single place, Your Lifetime Wealth Model is it. It’s no surprise that many of our clients call it our ‘crystal ball’.

Our powerful online platform utilises cutting-edge software to visually construct a comprehensive and detailed financial model for you, empowering you to make informed strategic decisions about your finances with a solid understanding.

We start by plotting your income, assets, liabilities, and expenditure. Once these basics are in place, we work with you to plot key ‘What if’ scenarios – the impact of education fees, a second home purchase, early retirement and so on.

A clear perspective for wherever life takes you

All this information comes together to illustrate your expected cash flow across your lifetime. Importantly, Your Lifetime Wealth Model maps out the specific steps you’ll need to take to achieve your goals – ensuring your financial decisions are anchored in fact instead of guesswork.

What if your circumstances change? We can easily update your live suite of documents so that everything stays aligned with wherever life takes you.

woman kissing a laughing young boy on the cheek

Life stages

Five Steps to Financial Freedom

If you’re looking to achieve the financial freedom to make life decisions without worrying about their financial impact, our Five Steps to your Financial Freedom is a simple and effective strategy to help you get there.

Built to put you in control: Helping you focus on the areas that matter most—so you stay in control of your wealth, not the other way around.

Built on experience: Years of experience with high-net-worth clients, distilled into a flexible, proven approach that’s designed to work for you.

Built for partnership: Designed to help us work with you to put the building blocks in place for your financial freedom at every stage of life.

1

Your Lifetime
Wealth Model

Our 'crystal ball', the Lifetime Wealth Model matches your current position with your future life needs.

2

PWM’s Tax Optimisation Strategy

Structuring your assets to mitigate your tax burden and maximise your return.

3

Investment Independence and Innovation

We invest in independent research to help deliver strong performance.

4

PWM’s Private Office

One place for all your financial advice; from mortgages and deposits to estate planning and wills.

5

Leading Technology and Reporting

Using the best technology and reporting to keep you informed.
ABOUT US

Together, we make financial freedom simple.

As truly independent advisers, we don’t have in-house products we have to sell. And we don’t limit our advisers to specific financial solutions. Instead, we give them the freedom, knowledge and resources to recommend what’s best for each client so they can ensure the best possible outcomes.

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We have been very happy with the service we have received from PWM. We have always had clear and proactive advice in a timely manner. The staff are very friendly and helpful and respond to any points raised by us and are always available to talk through any issues which we may have”

Retired Partner, Magic Circle Law Firm

We have collaborated with Duncan and PWM for many years. Client feedback has always been exemplary, and we are always impressed by Duncan’s creative and collaborative approach. Duncan and PWM would always be our first choice of financial planner due to his extensive knowledge and PWM’s true independence.”

Alexandra Gordon
Managing Partner, Tassells LLP

We have built up such a strong relationship with you, based on mutual trust, professionalism, dedication and the strongest of product and market knowledge and you had never let us down. Your integrity, honesty, caring and positive approach served us well in the past and continues to do so today.”

Anonymous
Anonymous

Brett has advised me very soundly for 10 years. He’s comprehensively across the big stuff that can blow holes in financial wealth if not spotted. He also provides excellent continuing client focus and service. Delighted to be a client of his.”

Keith Bottomley

PWM have always shown great integrity in all my dealings with them.”

Head of UK & Global Credit

We wanted sustainable fossil-fuel free investments but it is difficult at present to pick something off the shelf. We were therefore pleased that with advice from Nathan at PWM, we have been able to implement a portfolio that maintains diversity and meets our objectives."”

Sustainable Investors, Surrey