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It can also mean retirement, or it can open the door to working in a different capacity after a front-line commercial career. Ultimately, it means you have options in your retirement years.
Your financial
freedom
What does ‘financial freedom’ mean to you? For us here at PWM, financial freedom is when you can choose to work for intellectual pleasure or entrepreneurial passion, rather than to sustain your lifestyle.
Your financial freedom
Whatever your vision of financial freedom, it typically involves deriving the income you need from your accumulated capital. Once you’ve reached the level of wealth relevant to your needs, freedom of money gives you the choice to consider other freedoms that matter in life: freedom of purpose, time, and relationships. For us, your financial freedom encompasses all four freedoms.
Financial freedom becomes a choice when you achieve what you define as freedom of money. The level of wealth needed varies for everyone, but once it’s achieved, it allows you to consider other freedoms.
After years working to earn, financial freedom allows you to choose to use your wealth differently. You might want to support your family or causes you care about. You may want to work in the charity sector or for public services. We help you consider how you can use your accumulated wealth towards your purposeful goals effectively.
It almost goes without saying that financial freedom should create time freedom for you, allowing you to spend your time as you wish. Our retired clients often tell us, ‘I don’t know how I ever had time to work’.
Last but not least, we believe the freedom to enjoy fulfilling business and personal relationships often flows from the other freedoms.
How we make this happen
We bring clarity by adopting a simple, repeatable strategy.
We’re independent by design
Our advice is free from institutional bias – always in your best interest and always independent.
We partner with you throughout your journey
We build strong lasting relationships that support your evolving financial goals.
We simplify the complex
We bring clarity to complex choices, empowering you to make decisions with confidence and clarity.
We deliver financial freedom, your way
Whether it’s early retirement, legacy planning, or peace of mind, we help you define and reach your version of financial freedom.
Five Steps to Financial Freedom
If you’re looking to achieve the financial freedom to make life decisions without worrying about their financial impact, our five steps to your financial freedom is a simple and effective strategy to help you get there.
Built to put you in control: Helping you focus on the areas that matter most – so you stay in control of your wealth, not the other way around.
Built on experience: Years of experience with high-net-worth clients, distilled into a flexible, proven approach that’s designed to work for you.
Built for partnership: Designed to help us work with you to put the building blocks in place for your financial freedom at every stage of life.
1
Your Lifetime Wealth Model
Our 'crystal ball', the Lifetime Wealth Model matches your current position with your future life needs.
2
PWM’s Tax Optimisation Strategy
Structuring your assets to mitigate your tax burden and maximise your return.
3
Investment Independence and Innovation
We invest in independent research to help deliver strong performance.
4
PWM’s Private Office
One place for all your financial advice; from mortgages and deposits to estate planning and wills.
5
Leading Technology and Reporting
Using the best technology and reporting to keep you informed.
ABOUT US
Together, we make financial freedom simple.
As truly independent advisers, we don’t have in-house products we have to sell. And we don’t limit our advisers to specific financial solutions. Instead, we give them the freedom, knowledge and resources to recommend what’s best for each client so they can ensure the best possible outcomes.
