Your financial freedom

PWM’s Tax
Optimisation Strategy

Let’s face it: paying tax is part of life.

But that doesn’t mean that there aren’t smart, legitimate ways to reduce your tax bill and prevent your wealth from being eroded.

We can help you structure your assets to ease your tax burden whilst improving your overall return. A good tax planning strategy covers all the bases: different financial products, savings options, investment strategies and retirement plans that work together for you.

Make the most of what’s available to you

We work with you to plan your wealth across your lifetime, making the most of every tax-free allowance and tax break available. This means fully funding your pension, using your ISA allowances, and planning around capital gains, dividends and interest.

Do you have a greater appetite for risk? If so, we can also explore statutory reliefs through Venture Capital Trusts and Enterprise Investment Schemes which offer valuable tax benefits for investing in new and emerging businesses.

 

similing woman holding a tablet in an office environment

Support tax table

Five Steps to Financial Freedom

If you’re looking to achieve the financial freedom to make life decisions without worrying about their financial impact, our Five Steps to your Financial Freedom is a simple and effective strategy to help you get there.

Built to put you in control: Helping you focus on the areas that matter most—so you stay in control of your wealth, not the other way around.

Built on experience: Years of experience with high-net-worth clients, distilled into a flexible, proven approach that’s designed to work for you.

Built for partnership: Designed to help us work with you to put the building blocks in place for your financial freedom at every stage of life.

1

Your Lifetime 
Wealth Model

Our “crystal ball” – Matching your current position with your future life needs.

2

PWM’s Tax Optimisation Strategy

Structuring your assets to mitigate your tax burden and maximise your return.

3

Investment Independence & Innovation

Ensuring absolute independence and making sure your critical capital is doing its job.

4

PWM’s Private Office

One place for all your financial advice. From deposits to investment and mortgages to estate planning.

5

Leading Technology 
& Reporting

Leading technology and reporting empowering you with knowledge.
ABOUT US

Together, we make financial freedom simple.

As truly independent advisers, we don’t have in-house products we have to sell. And we don’t limit our advisers to specific financial solutions. Instead, we give them the freedom, knowledge and resources to recommend what’s best for each client so they can ensure the best possible outcomes.

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We have been very happy with the service we have received from PWM. We have always had clear and proactive advice in a timely manner. The staff are very friendly and helpful and respond to any points raised by us and are always available to talk through any issues which we may have”

Retired Partner, Magic Circle Law Firm

We have collaborated with Duncan and PWM for many years. Client feedback has always been exemplary, and we are always impressed by Duncan’s creative and collaborative approach. Duncan and PWM would always be our first choice of financial planner due to his extensive knowledge and PWM’s true independence.”

Alexandra Gordon
Managing Partner, Tassells LLP

We have built up such a strong relationship with you, based on mutual trust, professionalism, dedication and the strongest of product and market knowledge and you had never let us down. Your integrity, honesty, caring and positive approach served us well in the past and continues to do so today.”

Anonymous
Anonymous

Brett has advised me very soundly for 10 years. He’s comprehensively across the big stuff that can blow holes in financial wealth if not spotted. He also provides excellent continuing client focus and service. Delighted to be a client of his.”

Keith Bottomley

PWM have always shown great integrity in all my dealings with them.”

Head of UK & Global Credit

We wanted sustainable fossil-fuel free investments but it is difficult at present to pick something off the shelf. We were therefore pleased that with advice from Nathan at PWM, we have been able to implement a portfolio that maintains diversity and meets our objectives."”

Sustainable Investors, Surrey