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Corporates

Specialist financial planning advice for your business, whatever the size

At Partners Wealth Management we believe that businesses – like individuals – need independent financial advice. Our aim is to help protect your business and to attract and retain quality employees.

At Partners Wealth Management, we provide comprehensive financial advice to the directors of companies both large and small. This can incorporate business protection, partnership, key person protection and employee benefits such as pensions, death- in-service, income protection, medical/dental plans and flexible benefits including car schemes, salary sacrifice, cycle to work — building into a total reward hub for your employees.

Our specialist, experienced advisers can tailor a corporate benefits package for your business. We take a holistic and long-term approach to wealth management, opting to build a lasting relationship and provide a tailored solution for your business.

Comprehensive advice for the challenges you face

Running a business is challenging. It involves looking after and protecting staff, as well as the senior executives and directors. Some benefits, such as auto-enrolment, are legal requirements, while others, such as death-in-service, have become an expected element of many employees’ remuneration packages.

While it is important to protect all staff, there will inevitably be a requirement to focus on the needs of certain individuals, especially your key people. You will also need to consider succession planning.

While generally the overall framework of a business’s benefits will be unique to meet its specific requirements, typically our advice will cover these areas:

  • Company pensions and auto-enrolment – the provision of workplace pensions
  • Executive income protection enabling you to continue paying a salary to ill or injured employees while they’re unable to work
  • Relevant life policies enable you to provide employees (including directors) with tax efficient death in service benefits without the need for a pension scheme.
  • Key person protection is cost-effective insurance that provides a lump-sum should a vital person in the business die or become critically ill
  • Employee benefits such as group life assurance and income protection, medical and dental insurance, and flex-benefits schemes
  • Succession planning – the need to have an effective succession plan in place to secure the future of your business.

 

 

Investment Independence and Innovation

What clients particularly value about the service we have to offer is our Investment Independence and Innovation from any group or bank. This means that we aren’t under pressure to promote or sell the products offered by any one provider. We never adopt a ‘one size fits all’ approach, but instead work with clients to assess their individual needs, their appetite for risk and the length of time they wish to be invested.

We’re then free to make the most appropriate recommendations for them based on our in-depth market knowledge and research. We create tailored portfolios, selecting blends of best of breed managers, utilising the unique insights we gain from our partners, leading research group Asset Risk Consultants (ARC).

By being truly independent, your adviser is able to create a bespoke portfolio tailored to your risk appetite, utilising investment groups who excel in your particular risk area. We know that some manager’s style suits those clients looking for potential high return with high risk, while other managers deliver in more cautious consistent styles.

PWM's Private Office

Our clients have access to a range of valuable Private Office services, all designed to be the first port of call for the specific needs of high net worth individuals. These services include:

  • dynamic cash management for superior returns;
  • bespoke insurance plans;
  • estate planning , financial advice on Wills and Trusts;
  • property search and mortgage provision in the UK and internationally; and
  • tailored foreign exchange solutions.

Clients who work with us benefit from our flexible bi-annual reviews which can be at scheduled to suit their work commitments, and as we pride ourselves on the level of attentive client care we provide, we are always on hand to deal with queries or provide advice. If you’re looking for a team of independent professional advisers who can help you build your financial freedom, then do get in touch.

 

For further information on how we can help you build and protect your wealth, please contact us.

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