Duncan Fernie

I create bespoke financial plans designed around each client’s goals, ambitions and long-term financial wellbeing.  

I’ve worked in the financial sector since 2009 across a broad range of areas including savings and investments, retirement planning, Inheritance Tax mitigation and estate planning. 

My MA (Hons) degree and DipFA qualification underpin a structured and thoughtful approach to planning, helping clients feel confident when making big financial decisions and giving them access to ongoing support whenever life or priorities change. Where necessary, I work closely with other professionals to ensure I can build the best financial plan for my clients. 

Being from St Andrews, I am a keen golfer. I have a young family and enjoy spending as much time as possible with them.