Blog

Investment for Charities: Trustees' duties and the role of an independent adviser

Charity Trustees have ultimate responsibility for any investment of charity funds. Whilst Trustees might delegate the day to day management of investments to a relevant professional, they only act on the instructions of the Trustees. The responsibility of ensuring that the investment approach remains appropriate stays with the Trustees, as does the responsibility of ensuring that the investment management has been delegated to a suitable professional to meet the charity’s requirements.

End of Tax Year Planning 2018

As the end of the tax year approaches, now is the perfect time to ensure you have your financial affairs in order and to double-check that you've taken advantage of all the tax-efficient allowances available to you.

Accumulating: How do I know when I have enough?

How many of us could really articulate our financial strategy?

Reaching wealth goals and achieving personal ambitions are major objectives of the financial planning process. It's easy to feel like you're stuck on a treadmill and can't get off – you may feel like you've lost your work/life balance and that you are missing out on something. In order to make plans for the future, you need to know where you are today and where you want to be in the future.

When can I retire?

Most people want to be comfortable in retirement and ensure they have a similar lifestyle to the one they had whilst working. We all know that we need to save money for our retirement, but knowing it and doing something about it are very different things! For many of us, there may be a pivotal moment, "If my retirement is hastened by my employer or partnership, will I know if I am financially able to embrace it with relish?"

Provide funding for your children to buy a property

How does it work, and what are the potential pitfalls?

In the current property market, the bank of Mum and Dad (or even Granny and Grandad) has helped many people to buy their first home. With many people unable to save a deposit of a size to get a foot on the property ladder, parents and grandparents are finding themselves being called upon to fill this gap.