I have been in the Banking and Financial Services industry since 1989 with the last 18 years as an Independent Financial Adviser. Over this time, I have built up client relationships that have become multi-generational based upon gaining a deep understanding of my clients and their wider families. I evaluate my clients’ financial position, listen and plan to achieve their future aspirations whilst continuing to review their plans throughout their journey, providing peace of mind and reassurance.
In essence, I help clients make informed decisions regarding their financial position, grow their assets, spend in retirement in the most tax efficient manner, and pass on wealth in the right direct, whilst dealing with unseen circumstances on the way. This I achieve through building relationships, providing a reliable service, maximising tax allowances and legislation whilst also working alongside their professional connections to ensure all aspects of appropriate financial planning are covered, and future control is achieved.
I deal with all aspects of financial planning for high net worth individuals, ranging from maximising allowances during their accumulation phase of planning through to tax efficiencies in retirement, and inheritance tax planning.
A number of my clients are corporates where I have been able to support them on the challenges of Auto-Enrolment and director pensions, whilst ensuring that key players in the business have adequate financial protection for various circumstances.
I work with a number of professional and lay trustees as their outsourced professional body advising on investment responsibilities. As a trustee this has ensured that they are complying with the Trustee Act 2000 and fulfilling their duty of care responsibilities.
I prefer to work with my clients’ professional connections throughout their financial journey, with the client’s permission, to ensure that all parties are fully aware of ongoing requirements and financial needs. I actively encourage Wills and LPA’s to be regularly reviewed, whilst also providing necessary financial information for annual tax reporting. In addition, I actively work with professional connections on many areas including, trustee investments, divorce, death and pensions, those inheriting and corporates selling their business.
I was pleased to be interviewed by Citywire and their New Model Adviser publication on the subject of inheritance tax planning for their new podcast service to industry professionals.